Terms of Service Generator
Assemble a Terms of Service for a website, SaaS, store, app, or marketplace. Pick your business type and jurisdiction, toggle the clauses you need — acceptance, accounts, payments, liability, dispute resolution and more — and export as HTML, Markdown, or plain text. Runs in your browser; this is a template, not legal advice.
How to Use This Tool
- Enter your company info — name, website, contact email, and entity type.
- Select business type and jurisdiction — choose your model and governing-law region; the wording adapts to your jurisdiction.
- Toggle clauses on or off — keep only the clauses you need, and set your refund window and minimum age.
- Copy or download your ToS — preview it live, switch between HTML/Markdown/text, then copy or download — and have a lawyer review it.
About Terms of Service
A Terms of Service agreement is the contract that sets the rules for using your website, app, or online store. It tells visitors what they may and may not do, defines your rights as the operator, and limits your liability when something goes wrong. Our free generator assembles a starting template from three inputs: your business type, the jurisdiction whose law you want to reference, and a set of toggleable clauses you switch on or off. Everything runs in your browser, so no account, email, or payment is required. In a few minutes you get a structured, readable document you can copy into your site instead of staring at a blank page.
People often confuse a Terms of Service with a Privacy Policy, but they do different jobs. Your Terms of Service is a contract about behavior: acceptable use, payment terms, account rules, intellectual property, disclaimers, and how disputes are handled. A Privacy Policy is a disclosure about data: what personal information you collect, why you collect it, how you store and share it, and what rights users have under laws like the GDPR or CCPA. Many sites need both documents, and they should reference each other but stay separate. This generator produces only Terms of Service text. Treat a Privacy Policy as a distinct project with its own legal requirements.
For a Terms of Service to bind a user, that user generally has to accept it, and the way they accept matters. Click-wrap acceptance means the user takes a clear, affirmative action, such as ticking an unchecked box or clicking a button labeled I agree, before completing signup or a purchase. Courts tend to enforce click-wrap because the user demonstrably had a chance to review the terms and chose to proceed. Browse-wrap, where a passive footer link is supposed to imply agreement, is far weaker and often unenforceable. Our template gives you the wording; how you present and capture acceptance in your signup or checkout flow is an implementation detail on your side.
The jurisdiction and governing law clause states which region's laws interpret your agreement and, often, where disputes must be filed. Choosing the jurisdiction where your business is registered is common because it keeps you on familiar legal ground, but it is not automatically enforceable everywhere. Consumer protection statutes in a user's home country can override your chosen forum, and some clauses that are valid in one place are void in another. The generator lets you name a jurisdiction so the placeholder reads correctly, but naming a region does not guarantee that the surrounding clauses comply with its specific rules. Local law is nuanced, and the right choice depends on where your customers actually are.
This tool produces a template, not legal advice, and that distinction is important. A generated document is a solid, well-organized first draft that covers the clauses most sites share, but it cannot account for your specific products, promises, integrations, or regulatory exposure. Before you publish, have a qualified attorney in your jurisdiction review and adapt the text so it genuinely fits your business and holds up if challenged. If you would rather not manage any of this yourself, our web development team can build your site and coordinate professional review of your Terms of Service, Privacy Policy, and cookie notices, so your launch is polished, compliant, and legally sound from the very first day.
Pair this with our Privacy Policy Generator for the matching policy, and the Meta Tag Generator and Schema Markup Generator to complete your launch checklist.
Frequently Asked Questions
What is the difference between Terms of Service and a Privacy Policy?
They serve different purposes. Your Terms of Service is a contract that governs behavior and the relationship between you and your users: acceptable use, payments, accounts, intellectual property, disclaimers, and dispute handling. A Privacy Policy is a disclosure about data, explaining what personal information you collect, why, how you store or share it, and what rights users have under laws like GDPR or CCPA. Many websites need both, and the documents should reference each other while remaining separate. This generator creates Terms of Service only. Treat a Privacy Policy as its own project with its own legal requirements.
Is a Terms of Service legally required?
In most places a Terms of Service is not strictly required by law, unlike a Privacy Policy, which many data-protection statutes effectively mandate once you collect personal information. That said, publishing Terms of Service is strongly recommended because it is the main tool for setting usage rules, limiting your liability, protecting your intellectual property, and defining how disputes are resolved. Without one, you have far less footing if a user misuses your service or challenges you. Certain platforms, payment processors, and app stores also require you to post terms. Whether you are legally obligated depends on your business and location, so confirm with a local attorney.
Where should I display my Terms of Service on my website?
Place a link to your Terms of Service in a spot users can find on every page, most commonly the website footer, so it is consistently accessible. For the terms to actually bind users, footer placement alone is usually not enough. At key moments, such as account signup, checkout, or subscription, present the terms and require an affirmative action to accept them before the user proceeds. Link to the full document from those points so nobody can claim they had no chance to read it. Combining an always-available footer link with an explicit acceptance step at signup gives you the strongest, most defensible setup.
What is the difference between click-wrap and browse-wrap acceptance?
Click-wrap requires the user to take a clear, affirmative action, such as ticking an unchecked box or clicking a button labeled I agree, before continuing. Because the user demonstrably had the opportunity to review the terms and chose to proceed, courts generally enforce click-wrap agreements. Browse-wrap assumes a user agrees to terms simply by using the site, usually relying on a passive footer link with no acknowledgment. Browse-wrap is much weaker and is frequently found unenforceable because there is no proof the user saw or agreed to the terms. For anything important, such as payments or accounts, use click-wrap and keep a record of acceptance.
How often should I update my Terms of Service, and how do I do it?
Update your Terms of Service whenever your business changes in a way that affects the agreement: new products or features, revised pricing, a different legal entity or jurisdiction, or new regulatory obligations. Even without major changes, reviewing them once a year is sensible. When you update, change the effective or last-updated date at the top, keep a copy of the prior version, and notify users of material changes through email or an in-app notice. For significant updates you may need users to re-accept before continuing. Regenerating the document here makes revisions easy, but have a professional review substantial changes before you publish them.
What is a jurisdiction or governing law clause, and which one should I choose?
A governing law clause states which region's laws interpret your agreement, and a related jurisdiction or venue clause often specifies where disputes must be filed. Businesses commonly choose the jurisdiction where they are registered because it keeps them on familiar legal ground. However, that choice is not enforceable everywhere: consumer protection laws in a user's home country can override your selected forum, and a clause valid in one region may be void in another. The right choice depends on where your business and customers are located. This generator lets you name a jurisdiction so the placeholder reads correctly, but you should confirm the surrounding clauses comply with that region's law.
What is a force majeure clause and why include one?
A force majeure clause excuses one or both parties from performing their obligations when an extraordinary event outside their control makes performance impossible or impractical. Typical examples include natural disasters, war, terrorism, government action, widespread power or internet outages, strikes, and pandemics. For an online service, it can protect you if, say, a major infrastructure failure or emergency prevents you from delivering. The clause usually specifies which events qualify, that the affected party must give notice, and what happens if the disruption continues for an extended period. Because how courts read force majeure varies by jurisdiction and wording, if you add one, treat it as a starting point and have it reviewed for your situation.
What does an indemnification clause mean in plain terms?
Indemnification means one party agrees to cover the other's losses, damages, or legal costs arising from certain situations. In website terms, it typically requires the user to reimburse you if their actions cause a problem, for example if they misuse your service, break your rules, infringe someone's intellectual property, or violate the law, and that conduct leads to a claim against you. In short, if a user gets you sued through their own fault, they help cover the resulting costs. Indemnification clauses can be broad or narrow, and enforceability varies by jurisdiction and how they are drafted, so have an attorney tailor the scope to your actual risks before relying on it.